· In this article we look at product liability insurance as part of our series on the types of insurance that businesses should consider taking out.Product liability insurance covers the cost of compensating anyone who is injured by a product that your business made, designed or supplied where the injury can be shown to be a result of a fault in that product.

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 · If your business sells consumer products in the UK, you must not sell products that you know – or should have known – are unsafe.. Product safety liability and insurance.

As a small business. professional liability insurance might also be important. It adds another layer of protection in cases where you make a professional mistake. If you use a vehicle for business.

Professional liability insurance covers you when clients sue for alleged mistakes, mismanagement, or negligence on your part.. The typical TechInsurance customer is a one-person or very small business. Policies for a business that size are typically less than $1,000 a year, or roughly $80 a month.

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This post originally appeared on the American Express OPEN Forum, where mashable regularly contributes articles about leveraging social media and technology in small. your business, this may be the.

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Any business can take out public liability cover, regardless of size or type. This includes those who are self-employed, freelancers and sole traders. Some companies and organisations will only award contracts if the business concerned has public liability insurance in place.

Public Liability Certificate: What you need to know. –  · Further to standard public liability cover, product liability insurance offers protection against claims of injury or illness caused specifically by a product produced or supplied by your business. Though not a legal requirement in the UK, in some circumstances you may be asked to hold PL insurance as a condition of a contract, or to meet.

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BOLT – Commercial Insurance & Business Liability Insurance. – Get free commercial insurance quote comparisons including commercial liability insurance, and compare insurance offers and business insurance quotes online. 1.

How Much Liability Insurance is Enough? Financial liability for causing death, injury, or damage to someone else’s property is potentially unlimited but insurance cover is not; therefore, determining the right level of insurance to purchase (the “limit of indemnity”) is challenging.