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Product liability insurance. If your business manufactures products for sale on the general market, product liability insurance is a must. Even a business that takes every measure possible to make sure its products are safe can find itself named in a lawsuit due to damages caused by one of its products.

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The Affordable Care Act makes group size even more important. Whether your business is a small or large group affects your choice of health insurance plans for employees. Here’s what you need to know about figuring out your group size and what it means if you offer health insurance to your employees.

Small-business owners may need several different life insurance policies. NerdWallet’s term life insurance comparison tool is a good place to find personal coverage to protect your family.

“One of the restraints is wage bargaining processes which is imposed on smaller companies,” he said referring to how.

But usually, an insurance company will have no problems with the kind of work your business does. As long as you don’t work in high-risk industries and don’t have a history of being sued, insurance companies are likely to insure your business. When Do Small Businesses Need General Liability Insurance Coverage? Most small businesses get General.

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Cleaning Insurance | Progressive Commercial – Cleaning insurance is designed to protect you from the negative effects these risks could cause, helping you to stay in business and remain profitable. Protect your business through the Progressive advantage business program. Our team of experts can help you find business insurance coverage through one of our trusted providers.

As your company grows, it may require additional coverage not covered by a business owner’s policy, Marshall says, such as life insurance, workers’ compensation, and business-vehicle insurance. But for most small businesses, the business owner’s policy can provide a suitable basic safety net.