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Research business insurance options by coverage type and industry type. Understand the value Farmers agents and claims representatives add to your experience. Get answers to insurance questions that are often asked by small business owners like you.

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Traditionally, it has been hard for a small company to get the best rate straight from an insurance company, which is one reason why health insurance reform set up online marketplaces just for small businesses. Some experts say a small business won’t have much leverage to negotiate costs until it has 50 employees.

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The top small business insurance companies work for their clients by providing bundled and unique insurance options. These insurance products help small businesses as they continue to grow and succeed. The best small business insurance companies help decipher exactly what your needs are and help you choose the right policies for your company.

There is a significant gap in small business owners’ understanding of insurance options and benefits for their businesses. They view their insurance provider as a partner who can consult them on their business needs, identify gaps in their current coverage and provide educational tools for solving business issues.

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One lawsuit or catastrophic event could be enough to wipe out a small business before it even has a chance to get off the ground. Fortunately, businesses have access to a wide range of insurance.