Many restaurant owners falsely believe that their general liability or standard business interruption insurance will cover.

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General liability covers a lot of common issues that you might run into, particularly if you work on client properties or interact with customers on a day-to-day basis. Basically, this essential insurance policy covers bodily damage, property damage, and even reputational damage that were caused by your business.

General Liability insurance, sometimes called business insurance or commercial liability insurance, provides insurance coverage for your business against claims by others of bodily injury, damage to property, or personal injury. If someone comes to your place of business and is injured, a general liability policy could cover their medical costs.

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To fully understand the difference between minimum liability coverage and the amount of coverage you actually need, contact a State Farm agent. What Does Liability Insurance Cover? There are two types of liability car insurance that companies like State Farm offer, and each covers different items: Bodily Injury Liability Coverage

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Generally speaking, professional liability insurance covers claims due to professional errors and omissions. This type of insurance can also cover the errors and omissions of employees that a small business owner may hire.

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To decide if your business needs liability coverage (and again, it probably does), it helps to understand what business liability insurance covers, why most small business owners need it, and the types of circumstances under which businesses are covered. Business Liability Insurance in a Nutshell

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The small. insurance could cover you for this and help with temporary emergency cover. Another thing that renters.