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MUSCATINE – A pair of local small businesses were granted forgivable loans. bridge Side Pub, LLC, and Wine Nutz. Businesses can obtain a loan for up to $25,000 at a term of five years with 20.
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Small-Business Grants: Where to Find Free Money – NerdWallet – Small-business grants can help you finance your entrepreneurial dream without taking on debt. Here are federal, state and corporate grants to consider. They say there’s no such thing as a free ride.
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Further, there are fewer banks in black neighborhoods, which causes African Americans to find it more challenging to obtain mortgages and small business loans. The news is not all bleak. For instance,
We may receive a small commission from. full possible amount of federal loans and turn to private lenders to fill the gaps. Unlike government student loans, private loans require credit history or.
While you may be able to obtain loans from friends and family, financial institutions are the major source of small business loans, Such loans may be backed through the Small Business Administration or through state and local government programs. Government secured loans, however, only reduce the risk for banks and credit unions.
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Although banks have become more active in small business. an unsecured loan through a non-bank lender may be easier than the preparation needed for a traditional bank loan, there are still some.